Supervision fees, tether fees, courts costs, restitution. It all adds up. Here we are, fresh out of the joint, ready get our life together and…debt.

Fortunately it doesn’t have to stay that way. The laws weren’t just made for us, but everybody, including debt collectors. Sometimes it’s good to have a professional on our side.

Though we have no personal experience with nor do we endorse any of the programs below, these are the top four credit consolidation programs as rated by Top Consumer Reviews.

National Debt Relief

CuraDebt

Care One Credit

Lending Club